VET FEE-HELP is an Australian Government loan scheme that assists eligible students to pay their tuition fees for higher- level vocational education and training (VET) courses at (at Diploma level and above) undertaken by approved providers under the Higher Education Support Act 2003 (HESA) to offer VET-FEE HELP loans to eligible students.

Am I eligible for VET FEE-HELP?

You may be eligible for a VET FEE-HELP loan if you:

  • are an Australian citizen, or
  • a permanent humanitarian visa holder who will be resident in Australia for the duration of your unit(s) of study
  • are enrolled in an eligible course at an approved VET provider, and
  • have read the VET FEE-HELP information for 2016 booklet before you complete and submit the Request for a VET FEE-HELP loan form (the form) by the census date

Students can assess their eligibility by reading the VET FEE-HELP Information Student Booklet which is available via the StudyAssist website or on campus.

Language, Literacy and Numeracy

In addition to this students MUST have completed a Senior Secondary Certificate of Education OR they must complete the Language Literacy and Numeracy (LLN) testing to be eligible for a VET FEE-HELP loan. If the applicant cannot provide the certificate as evidence of completion of a year 12 secondary education, they must prove eligibility through the test – a letter from a secondary school delegate will not be accepted in replacement. Please refer to the Language, Literacy and Numeracy Policy – VET.  The College can assist with an LLN assessment tool should the prospective student require it.  Other qualifications will not be accepted to be eligible for a VET FEE-HELP loan, including:

  • a VET qualification (e.g. Cert III, Cert IV, diploma)
  • higher education qualification (e.g. degree or higher tertiary qualification)
  • an overseas year 12 equivalent qualification
  • achievement of a Certificate IV within the same suite of the applied Diploma
  • any Fee for Service program that has Reading and Numeracy components in it to provide another pathway for students that do not meet Level Exit Level 3, and should they pass this unit, gain entry into the Diploma

Students under 18 years

If you are under 18 years of age you can still apply for a VET FEE-HELP loan however it is a legal requirement that your Request for a VET FEE-HELP loan form MUST also be co-signed by a parent or guardian (responsible parent). Exceptions are permitted in limited circumstances where a student under the age of 18 is receiving youth allowance (within the meaning of the Social Security Act 1991) on the basis that the person is independent (within the meaning of Part 2.11 of that Act). Students seeking this exemption will need to provide suitable evidence to the provider from Centrelink to this effect.


Please note that from 2017 onwards, the Australian government is proposing to cease operating the VET FEE-HELP loan scheme.

The current VET FEE-HELP scheme is proposed to run until 31 December 2016, after which point a new loan scheme, VET Student Loans, could replace it.

These changes could impact how you finance your studies, so it’s important that you review the government fact sheets here.

We will continue to update our website as we hear of further changes.

How do I apply?

  • You must complete, sign and submit the form only available from your approved provider. This must be done by the census date of the first unit of study that you wish to pay for with a VET FEE-HELP loan.
  • You will need to provide your tax file number (or a Certificate of application for TFN) to complete the form.

If you access a VET FEE-HELP loan, you will have a legal obligation to the Commonwealth to repay your loan.

How much can I borrow?

There is a set maximum amount you can borrow through VET FEE-HELP (and FEE-HELP) over your lifetime. This is known as the FEE-HELP limit. In 2016 the FEE-HELP limit is $99,389 for most students and $124,238 for medicine, dentistry and veterinary science students (as defined in HESA). The FEE-HELP limit is indexed on 1 January each year.

Does previous study affect my eligibility for VET FEE-HELP?

Only previous study paid with a VET FEE-HELP (or FEE-HELP) loan will affect the amount of VET FEE-HELP you can borrow.

Is there a loan fee?

If you are a fee paying/fee for service student you will incur a 20 per cent loan fee. This is included in your VET FEE-HELP debt.

Would you like further information?

The VET FEE-HELP Information Student Booklet contains comprehensive information about this programme. You must read the booklet before applying for a VET FEE-HELP loan. You can also visit the StudyAssist website or call the student enquiry line on 1800 020 108 for more information.

Policies & Procedures relating to VET FEE-HELP

As an approved VET provider, FIAFitnation must make publicly available its policies and procedures related to VET FEE-HELP and Statement of VET Tuition Assurance.

You can use the links below to access this information:

Other key documents

This page was last updated on: Thursday 27 October 2016

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